Commercial Vehicles | Finance Business Partner

Finance lead and first point of contact for financial matters across Al Futtaim's Industrial Equipment and Commercial Vehicles portfolio — covering Sales, Service, and Parts operations for Hino Trucks, TMHE Forklifts, Hangcha Forklifts, and Eicher Buses on a USD 155M revenue base. I partner with the Financial Services division's FP&A across a USD 272M+ asset base spanning vehicle leasing, rental, and lending, leading a team of seven.
Key results: cut month-end close to 2, released USD 12.2M in working capital through stock rationalization, delivered USD 1.3M in annual savings by redesigning the incentive structure, and drove 38% EBITDA growth (USD 15.0M to USD 20.7M). Awarded the Al-Futtaim Values Award 2023 for excellence in financial governance and business partnership.

Finance Manager

Elabelz.com was a Middle East–focused e-commerce fashion platform for branded apparel and accessories. I established the finance function, led monthly close and financial reporting, and managed a 13-week rolling cash flow forecast to ensure liquidity alignment. I oversaw inventory valuation and optimization across fulfillment centers, automated landed cost processes to improve procurement efficiency, reconciled PAYFORT merchant accounts, and managed vendor contracts and payments to ensure compliance and financial control.

Finance Manager

Led project forecasting and financial control using Value of Work Completed and Cost at Completion methodologies to ensure IFRS 15–compliant revenue recognition and margin accuracy on multi-million AED projects. Managed treasury functions including cash flow forecasting, LCs, bank guarantees, and banking relationships to maintain liquidity. Strengthened credit management through reconciliations and improved payment terms, while supporting board governance, statutory filings, VAT submissions, and ICV compliance.